Obtain mortgage preapproval

Buyer works with realtor on home search

Offer to purchase accepted

Home Inspection conducted (unless waived)

Attorneys for buyer and selller negotiate purchase and sale agreement

Appraisal Ordered. Buyer works with lender on clearing conditions for final loan approval

Closing attorney prepares for closing. Title search, real estate tax information and plot plan ordered.

Lender issues commitment letter. Clears loan to close once all pre-closing conditions are satisfied.

Closing time and location scheduled

Closing figures finalized with lender and closing attorney. Final cash to close figure given to Buyer.

Buyer conducts final pre-closing walkthrough of property

Buyer meets with closing attorney to sign closing documents

Closing attorney submits documents for recording with registry of deeds. Once deed is on record, keys are released to buyer and proceeds are disbursed to seller.